U.S. Bank Credit/Underwriting Admin Mgr - Mortgage SVP Credit Policy in HOPKINS, Minnesota

Position reports to U.S. Bank Home Mortgage Chief Credit Officer and manages a Residential Mortgage Credit Policy Team of 31 FTE. Position establishes credit policy for all loans originated by US Bank Home Mortgage for both Retail and Correspondent channels. This position is a key liaison responsible for ensuring credit policies and procedures are adhered to with the objective of achieving loan quality and performance targets and growth objectives. In addition, this position handles the credit relationship with Agency and Government credit departments and Corporate Credit Administration. Other responsibilities include chairing the Credit Policy Council. Additional responsibilities that reside under this position’s leadership include Condo Project Approval, Underwriting / Credit Policy Help Line, establishing Credit Guidelines for new products/processes as part of product development team, as well as other field support functions related to administration of credit policy.


Basic Qualifications

  • Bachelor's degree, or equivalent work experience

  • 10 to 15 or more years of Credit experience in Mortgage Industry

  • Must have Agency and Government Lending Credit expertise

  • Five or more years of managerial experience

Preferred Skills/Experience

  • Master's Degree

  • Knowledge of MS Products (PowerPoint, Excel, Access)

  • Knowledge of mortgage origination automation and rules applications for credit/underwriting

  • Expert knowledge of assigned business line or functional area

  • Strong organizational and analytical skills

  • Thorough knowledge of credit in mortgage industry

  • Ability to identify and resolve exceptions and to analyze data

  • Strong verbal and written communication and presentation skills

  • Demonstrated leadership skills

  • Team Player with 360 degree leadership skills

Job: Credit Underwriting

Primary Location: Minnesota-MN-Hopkins

Shift: 1st - Daytime

Average Hours Per Week: 40

Requisition ID: 180019920

Other Locations: Missouri-MO-Earth City

U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.