TCF National Bank Minnesota Senior Credit Analyst - Minnetonka, MN in Minnetonka, Minnesota

Senior Credit Analyst - Minnetonka, MN (00QP6) Great opportunity at TCF, we are in search of a Sr. Credit Analyst, in our consumer division. This position will be in our Minnetonka office. Position Summary Under limited direction, research and analyze consumer loan portfolios. Analyze data that will be used to manage, measure, and report credit trends and activities as well as provide support for consumer ALLL, concentration management, and for proposed changes to policies and procedures. Analyze and recommend report structure and calculations, and editorial considerations for report content. Major Areas of Accountability Stratify auto finance and mortgage data and maintain data files. Understand and communicate underlying themes and trends needed for decision making and risk analysis. Organize, maintain and analyze large data pools of auto loan and consumer loan data for insight into portfolio trends using the Collateral Analysis System (CAS) tool, Excel, Access and/or Tableau. Research economic and consumer credit industry trends. Synthesize data and create credit-specific content, tables, charts, and presentations of the analysis for working groups and exiting committees and forums. Communicate key findings of analysis effectively to management and key business leader in the auto finance and residential mortgage businesses. Create or contribute to management presentations and research/analyze data from consumer loan reporting systems. Organize and prepare materials related to Credit Administration activities including ALLL, credit concentration limits, and proposed Consumer Credit policy and procedures changes. Respond to requests and inquiries from cross-functional business leaders in auto finance and residential mortgage and Credit Administration. Provide credit insight and trend analysis to the business on a regular basis to enhance decision making. Develop a suite of credit report a standard for credit reporting within auto finance and mortgage, develop templates and conduct ad hoc analysis as needed to support business demand. Implement changes to policies and procedure in response to changes in regulations and business risks identified. Minimum Qualifications Education Required: Bachelor's degree in Business, Economics or other field with statistics or math coursework or equivalent experience Preferred: Work Experience/Skills: Required: Minimum 5 years of experience in a financial institution in a credit-related role (preferably auto, mortgage, or securitization of consumer assets) Proficiency in Excel, and/or Tableau and PowerPoint Ability to organize and manipulate large amounts of data Understanding of auto finance and mortgage lending Preferred: A minimum 7 years of in a financial institution in a credit-related role (preferably auto, mortgage, or securitization of consumer assets) Experience with Collateral Analysis System (CAS) tool Supervisory Responsibilities None Physical Demands/Working Conditions (See attached) About TCF Established in 1923, TCF is one of the top performing banks in the nation - and throughout its history has maintained a strong foundation. TCF has over 350 branches in Minnesota, Illinois, Michigan, Colorado, Wisconsin, Indiana, Arizona and South Dakota, providing retail and commercial banking services. TCF also conducts commercial leasing and equipment finance business in all 50 states, commercial inventory finance business in the U.S. and Canada, and indirect auto finance business in over 30 states. TCF's Got Talent There are many great reasons to grow your career at TCF TCF's Got Rewards We value and reward team members who strive to put The Customer First on a daily basis TCF's Got Opportunity We facilitate opportunities for career advancement and promote from within whenever possible TCF's Got Education We have an excellent team member training program and opportunities for education reimbursement T